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6401 South Bell Street
Amarillo, Texas 79109
Phone: 806.353.9999
Toll Free: 800.687.2990

201 Tascosa Road
Amarillo, Texas 79124
Phone: 806.242.4444

Mon, Fri
9:00am - 5:30pm
Tue, Wed, Thur
9:00am - 5:00pm

Mon - Fri
8:00am - 6:00pm
Saturday
9:00am - 12:00pm

Helping You Build Financial Security
About Us
Car Cost Comparison Calculator
When buying a car most people fail to consider ALL of the expenses that will be generated by their purchase. And because nearly all car buying scenarios come with different variables (depreciation rates, interest rates, purchase prices, insurance costs, mpg ratings, etc.), it becomes extremely difficult to compare one buying scenario with another...until now that is. This calculator will not only help you to forecast the REAL COST of buying and owning a car, but it will also help you to more accurately compare the real cost of one car buying scenario with the real cost of a second car buying scenario.

Shortcut: Fill in all the blanks in the Scenario #1 column and then click on "Copy #1 to #2." This will automatically copy Scenario #1 values into the Scenario #2 column.

Note: When entering numbers into the data fields only use numbers and applicable decimal points. Entering commas, dollar signs, or any other non-numeric characters will cause an error. Also please note that this calculator has been tested to work with Netscape Navigator 3.01 web browser. However, you must have the JavaScript option turned on.

Entry Descriptions
Car Buying
Scenario #1
Car Buying
Scenario #2
Enter the total price of the car, including options:
Enter the applicable sales-tax percentage:
Enter the annual cost of licensing this vehicle:
Enter the cost of the extended warranty, if applicable:
Will you be financing this vehicle? ("y" or "n"):
Enter the amount of your down-payment:
Enter the financing rate (Annual Percentage Rate):
Enter the number of months financed:
Enter annual insurance premium:
Enter the number of miles you expect to drive this car per year:
Enter the vehicle's estimated Miles Per Gallon rating:
Enter the local cost of one gallon of gasoline:
How many years old is the car?:
How many years do you expect to own this car?:
Enter an estimated monthly maintenance and repair cost:
Tax, License, and Extended Warranty Costs: 
Depreciation Costs: 
Finance Costs: 
Insurance Costs: 
Fuel Costs: 
Maintenance & Repair Costs: 
Total cost of buying and owning the car: 
Annual cost to own and operate this vehicle: 
Cost per mile: 
Summary:

First Time Users? Enroll Now.

AUTO

As low as 3.99% APR

HOME EQUITY

As low as 6.00% APR

SIGNATURE

As low as 9.90% APR

MONEY MARKET

.85% -1.00% APY

6 MONTH CD

0.90% APY

12 MONTH CD

1.05% APY

Rates are subject to change.

Apply Now for You Loan
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insured to at least $250,000
and backed by the full
faith and credit of the
United States Government.America's Credit UnionEqual Housing LenderFive Star Rating

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