Access Credit Union Logo

6401 South Bell Street
Amarillo, Texas 79109
Phone: 806.353.9999
Toll Free: 800.687.2990

201 Tascosa Road
Amarillo, Texas 79124
Phone: 806.242.4444

Mon, Fri
9:00am - 5:30pm
Tue, Wed, Thur
9:00am - 5:00pm

Mon - Fri
8:00am - 6:00pm
Saturday
9:00am - 12:00pm

Helping You Build Financial Security

Loans

We’ve all heard of one stop shopping…

Well, that can apply to a car purchase too. Access Community Credit Union has pledged itself to being all the financial institution you’ll ever need by providing all the products and services to finish a car purchase.  

Find the vehicle of your dreams and make your best deal by letting us assist you with car prices and pre-approved loans. You’ll find out we not only provide the most competitive interest rates but give you the opportunity to purchase the “Major Mechanical Protection” coverage and GAP (Guaranteed Asset Protection) as well as Credit Life and Disability.

Yes, the dealership will offer you these products but we think you’ll be pleasantly surprised to discover our cost for these products is considerably lower. Add that to the lowest interest rates and you have an outstanding car deal all at one stop.

ACCU LINKS

Loan Calculators
Major Mechanical Protection
GAP-Guaranteed Asset Protection


RELATED LINKS

NADA
Kelly BlueBook
Rebate VS CU Loan Calculators

Loan Rates


Check Out Our Competitive Rates Listed Below:

TYPE OF LOAN TERM* ANNUAL PERCENTAGE RATE**

New and Used Vehicles

Travel Trailers, Motorhomes, Watercraft

24 months
36 months
48 months
60 months
72 months

As low as 3.99% APR
As low as 4.25% APR
As low as 4.49% APR
As low as 4.75% APR
As low as 4.94% APR


Motorcycles

24-72 months

As low as 3.99% APR


Signature

Up to 42 months

As low as 9.90% APR


Share Secured Loans

 

2% Over Highest Current Share Dividend Paid With a Floor Rate of 4.90% APR


CD Secured Loans

 

Up to Term of CD - 2% Over CD Rate


Access Advanced Loan

$25 minimum payment

As low as 10.9% APR

Line Of Credit


Home Equity Loans
(Up to 80% Fair Market value-$15,000 minimum)

60 - 240 months

As low as 6.00% APR

Mortgage

60 - 240 months

As low as 6.39% APR


All rates are subject to change without notice and are based on the assumption that the member has acceptable credit. Also maximum term for a loan type will be determined by the loan policy. 

** A Full Service Member may get a 30 basis point discount off of the stated rate of any eligible loan. Check with the Credit Union for FSM requirements. For other members that may not qualify for FSM, a 10 basis point discount is available when a loan is set up on payroll deduction, automatic transfer, or ACH payment, and 10 basis point discount if he/she has a checking account with ACCU or if the member has $25,000 or more on deposit  with Access Community Credit Union.  These options apply to all loans except Overdraft Protection, Redi Draft, Term Loans, Credit Card Loans, and in cases where the discount would take the share secured loans below the floor rate.  These options are not available on sale rates and apply to new loans only.

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AUTO

As low as 3.99% APR

HOME EQUITY

As low as 6.00% APR

SIGNATURE

As low as 9.90% APR

MONEY MARKET

.85% -1.00% APY

6 MONTH CD

0.90% APY

12 MONTH CD

1.05% APY

Rates are subject to change.

Apply Now for You Loan
Your savings federally
insured to at least $250,000
and backed by the full
faith and credit of the
United States Government.America's Credit UnionEqual Housing LenderFive Star Rating

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