6401 South Bell Street
Amarillo, Texas 79109
Phone: 806.353.9999
Toll Free: 800.687.2990
201 Tascosa Road
Amarillo, Texas 79124
Phone: 806.242.4444
Mon, Fri
9:00am - 5:30pm
Tue, Wed, Thur
9:00am - 5:00pm
Mon - Fri
8:00am - 6:00pm
Saturday
9:00am - 12:00pm

![]()
We’ve all heard of one stop shopping…
Well, that can apply to a car purchase too. Access Community Credit Union has pledged itself to being all the financial institution you’ll ever need by providing all the products and services to finish a car purchase.
Find the vehicle of your dreams and make your best deal by letting us assist you with car prices and pre-approved loans. You’ll find out we not only provide the most competitive interest rates but give you the opportunity to purchase the “Major Mechanical Protection” coverage and GAP (Guaranteed Asset Protection) as well as Credit Life and Disability.
Yes, the dealership will offer you these products but we think you’ll be pleasantly surprised to discover our cost for these products is considerably lower. Add that to the lowest interest rates and you have an outstanding car deal all at one stop.
ACCU LINKS
• Loan Calculators
• Major Mechanical Protection
• GAP-Guaranteed Asset Protection
RELATED LINKS
• NADA
• Kelly BlueBook
• Rebate VS CU Loan Calculators
Check Out Our Competitive Rates Listed Below:
| TYPE OF LOAN | TERM* | ANNUAL PERCENTAGE RATE** |
New and Used Vehicles Travel Trailers, Motorhomes, Watercraft |
24 months |
As low as 3.99% APR |
Motorcycles |
24-72 months |
As low as 3.99% APR |
Signature |
Up to 42 months |
As low as 9.90% APR |
Share Secured Loans |
2% Over Highest Current Share Dividend Paid With a Floor Rate of 4.90% APR |
|
CD Secured Loans |
|
Up to Term of CD - 2% Over CD Rate |
Access Advanced Loan |
$25 minimum payment |
As low as 10.9% APR Line Of Credit |
Home Equity Loans |
60 - 240 months |
As low as 6.00% APR |
Mortgage |
60 - 240 months |
As low as 6.39% APR |
All rates are subject to change without notice and are based on the assumption that the member has acceptable credit. Also maximum term for a loan type will be determined by the loan policy.
** A Full Service Member may get a 30 basis point discount off of the stated rate of any eligible loan. Check with the Credit Union for FSM requirements. For other members that may not qualify for FSM, a 10 basis point discount is available when a loan is set up on payroll deduction, automatic transfer, or ACH payment, and 10 basis point discount if he/she has a checking account with ACCU or if the member has $25,000 or more on deposit with Access Community Credit Union. These options apply to all loans except Overdraft Protection, Redi Draft, Term Loans, Credit Card Loans, and in cases where the discount would take the share secured loans below the floor rate. These options are not available on sale rates and apply to new loans only.
First Time Users? Enroll Now.
As low as 3.99% APR |
|
As low as 6.00% APR |
|
As low as 9.90% APR |
|
.85% -1.00% APY |
|
0.90% APY |
|
1.05% APY |
Rates are subject to change.